Terms & Conditions

1. Acceptance of Terms

By accessing and using this Website, you confirm that you are at least 18 years old or the age of majority in your jurisdiction, and that you have the legal capacity to enter into binding agreements.

2. Definitions
 “We,” “us,” “our”: Refers to [Your Company Name], the owner and operator of this Website.
 “User,” “you”: Refers to any individual or entity accessing or using the Website.

3. Services
Our Website provides [describe services, e.g., financial information, tools, or consulting services]. We do not provide financial, investment, or legal advice. All information on the Website is for informational purposes only.

4. Use of the Website
You agree that your use is not offensive and in accordance with applicable laws. Further, you undertake not to:
             a. Defame, abuse, harass, threaten or otherwise violate the legal rights of users and/or others;
             b. Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
             c. Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name,                                 material or information through any bookmark, tag or keyword;
             d. Upload files that contain software or other material protected by applicable intellectual property laws unless you own or control the rights thereto or                    have received all necessary consents;
             e. Upload or distribute files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of the                               Website or another’s computer;
             f. Engage in any activity that interferes with or disrupts access to the Website or the Services (or the servers and networks which are connected to the                    Website);
             g. Attempt to gain unauthorized access to any portion or feature of the Website, any other systems or networks connected to the Website, to any TRI                       server, or to any of the Services offered on or through the Website, by hacking, password mining or any other illegitimate means;
             h. Probe, scan or test the vulnerability of the Website or any network connected to the Website, nor breach the security or authentication measures on                     the Website or any network connected to the Website;
             i. You may not reverse look-up, trace or seek to trace any information of any other user or visitor to the Website or any other customer of TRI including                    any TRI Account not owned by you, to its source, or exploit the Website or Service or information made available or offered by or through the Website,                  in any way whether or not the purpose is to reveal any information, including but not limited to personal identification information, other than your                        own information, as provided for by the Website;

             j. Disrupt or interfere with the security of, or otherwise cause harm to, the Website, systems resources, accounts, passwords, servers or networks                            connected to or accessible through the Websites or any affiliated or linked sites; 

             k. Collect or store data about other users in connection with the prohibited conduct and activities set forth in this Section; 

             l. Use any device or software to interfere or attempt to interfere with the proper working of the Website or any transaction being conducted on the                            Website, or with any other person’s use of the Website; 

            m. Use the Website or any material or Content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any                     illegal activity or other activity which infringes the rights of TRI or other third parties; 

             n. Conduct or forward surveys, contests, pyramid schemes or chain letters, including any marketing or promotion activities of any manner; 

             o. Download any file posted by another user of a Service that you know, or reasonably should know, cannot be legally distributed in such manner; 

             p. Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or                             other material contained in a file that is uploaded; 

             q. Violate any code of conduct or other guidelines, which may be applicable for or to any particular Service; 

             r. Violate any applicable laws or regulations for the time being in force within or outside India; 

             s. Reverse engineer, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any                         information or software obtained from the Website.

5. Intellectual Property
The Website and the processes, and their selection and arrangement, including but not limited to all text, graphics, user interfaces, visual interfaces, sounds and music (if any), artwork and computer code (collectively, the “Content”) on the Website is owned and controlled by Swyom and the design, structure, selection, coordination, expression, look and feel and arrangement of such Content is protected by copyright, patent and trademark laws, and various other
intellectual property rights.

The Trademarks, Logos and Service Marks displayed on the Website (“Marks”) are the property of Swyom or their vendors or respective third parties. You are not permitted to use the Marks without the prior consent of Swyom, the vendor or the third party that may own the Marks. Unless otherwise indicated or anything contained to the contrary or any proprietary material owned by a third party and so expressly mentioned, Swyom owns all intellectual property rights to and into the Trademark “___________”, and the Website, including, without limitation, any and all rights, title and interest in and to Copyright, related rights, Patents, utility models, designs, know-how, trade secrets and inventions (patent pending), goodwill, source code, meta tags, databases, text, content, graphics, icons, and hyperlinks. Except as expressly provided herein, you acknowledge and agree that you shall not copy, republish, post, display, translate, transmit, reproduce or distribute any content through any medium without obtaining the necessary authorization from Swyom or thirty party owner of such content. 

6. User Accounts
To access certain features of the Website, you may be required to create an account. You agree to:
            a. Provide accurate and up-to-date information.
            b. Maintain the confidentiality of your login credentials.
            c. Notify us immediately of any unauthorized access to your account.

7. Disclaimer of Warranties

This Website and its content are provided “as is” and “as available.” We do not guarantee the accuracy, completeness, or reliability of any content. Use the Website at your own risk. 

Further, you agree to defend, indemnify and hold harmless the Website, its affiliates, officers, Directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from the following including but not limited to:

a. Your use of and access to the services;

b. Your violation of any term of these Terms of Use;

c. Your violation of any third party right, including without limitation any copyright, property, or privacy right; and

d. Your breach of any applicable laws. This indemnification obligation will survive the expiry or termination of Terms of Use and your use of the service.

8. Limitation of Liability

In no case shall Company / Website, its Directors, officers, employees, affiliates, agents, contractors, principals or licensors be liable for any direct, indirect, incidental, punitive, special or consequential damages arising from your use of the services or any content or material thereof or for any other claim related in any way to your use of the services or any content or material thereof, including but not limited to, any errors or omissions in any content or material, or any loss or damage of any kind incurred as a result of the use of the services or any content or material thereof, even if advised of their possibility.

Where the Laws do not allow the exclusion of the limitation of liability for consequential or incidental damages, in such circumstances, Swyom’s liability shall be limited to the extent permitted by Law. There is no guarantee that the Website will be free of infection by viruses or anything else which may be harmful or destructive. 

To the extent permitted by law, Swyom hereby disclaims all liability (howsoever arising) in connection with any loss and/or damage, arising out of or in connection with any use of, or inability to use, all or any part of the content, the Website and/or any Website to which the site is linked, or any action taken (or refrained from being taken) as a result of using any of these.

9. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for the content or practices of these websites and recommend reviewing their terms and privacy policies.

10. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which can be found here

11. Termination

We reserve the right to suspend or terminate your access to the Website at our sole discretion without prior notice if you violate these Terms.

12. Severability
If any provision of these Terms and Conditions is held invalid, void, or unenforceable, then that provision shall be considered severable from the remaining provisions, and the remaining provisions shall remain in full force and effect.

13. Governing Law
The relationship between customers / website visitors and Swyom and any disputes between the parties (the customers and Swyom) shall be governed by the laws of India and will be contested within the jurisdiction of the Bombay High Court.

14. Changes to Terms
We reserve the right to change our Terms at any time. Any material changes made shall be displayed on the Website through a Notice. We may also notify our customers through email (as provided in your account), prior to the changes becoming effective. If you continue to use the Website after the changes are in effect, you agree to the revised Terms.

15. Contact Us:
If you have any questions about these Terms, please contact us at:
Swyom Advisors Limited
Email: Support@swyom.com
Number: +91 9619000900
Address: Kanakia Wall Street, B- 912 & 1112, Chakala, Andheri (E), Mumbai, Maharashtra 400093